Online Loan

An online loan is the kind of loan available to clients who are suitable for borrowing online. The application, verification and loan repayments are made online through agreed upon means of payments, terms and conditions.

Examples of online loans in Kenya

Kenya Loans

You can apply for the following loans online, right now, right here:

Zawadi Kenya

Is the premier online provider of same-day cash advances in Kenya. Their fast, convenient services has helped thousands of Kenyans bridge the gap between pay-days from the comfort and privacy of home or office.

Zawadi Kenya provides citizens with the peace of mind they can only get from the most secure and adequate funding solutions.

It has the following features:
Zawadi Kenya provides fast and convenient online cash advance services to customers all across Kenya.

  • Same-day Funding — Receive approval by 3 pm Monday through Friday and receive your money the same day at no extra charge
  • Fast Approval — It takes just 2 minutes to apply and you’ll receive approval within 2 hours
  • Easy Online — Application Apply online from the comfort and privacy of home and there are no queues.
  • Zawadi advantage — Save up to 30% off every loan with our exclusive Zawadi plus Member Program

Higher Education Loans Board

The Kenya Higher Education Loans Board (HELB) whole loan application process is done online. So, it is not possible to download a form, fill it of-line and then drop it to their offices.

Successful applicants will have their accounts credited before the beginning of each semester. Students are advised to open accounts with any of the following collaborating banks:

  • Equity Bank
  • Kenya Commercial Bank
  • Cooperative Bank of Kenya
  • National Bank of Kenya
  • Kenya Post Office Savings Bank (Postbank)


  1. My name is Mary. I sincerely need a loan to pay for my sons’ fees in September 2013. Both are self sponsored and I have no idea where to get the money. Can I get a secured loan using my SACCO shares? and how long would it take if I applied today.

    Thank you.

  2. i need a loan to finance my univesity


    Kindly help me get loan of Ksh.70,000. Thank you.


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