Loans for Business

Loans for business are the loans used for starting up various different businesses in Kenya. Loans for business can be acquired from different banks here in Kenya and also from different Micro finance institutions that offer loans for business start up.

Apply for a Business Loan

Examples of loans for businesses in Kenya

In Kenya we have various different loans for business in Kenya and I have discussed them as follows:

KCB small scale enterprise loan.
The Small scale enterprise loan is targeted at small businesses that are unable to borrow, primarily due to lack of tangible security. If your business assets do not exceed 5million and have maintained good business account for at least 6 months, then you are eligible for this loan facility. You can use the loan for expansion or machinery or use it to boost your working capital.

Equity Bank business loans
This loan is available to SME’s operating in Transport, Trade and Commerce, Construction, Manufacturing, Education, Health & other services sector.

Benefits

  1. Both customers and non customer can qualify for the Business loans.
  2. Flexible repayments period up to 60 months.
  3. Minimum of KS 1,000,000 and a Maximum of KS 50,000,000.
  4. No guarantors required unless borrower is a limited Company.

Comments

  1. Isaac Muiruri nyambura says:

    this is amazing, i have really looked in to your website and other financial institutions’ web pages and i am convinced that i can take my first step, to equity…
    i am Isaac muiruri nyambura, a student at st.pauls unversity and a priest with the orthodox church of Kenya. married with two daughters.
    we are starting an enterprise called ‘garbchar’ at dagoretti south, kawangware with ten other youths and a C.B.O i have ran since 2009 called mainstream sports academy. we are seeking to collect, burn garbage and make char-dust charcoals which we have and we have an order we cannot meet of 2 tons a day in the orthodox church and a Nairobi hotel. we also make bricks from the ashes. we have kiln that cost 1million at waithaka village, we need to build a house for 15 people night shift human resource, a vehicle to move from a pulling curt, and operation cost, advertisement, website and a store. we recently registered under the ministry of youth. please advise. 0720407644.
    thanks

  2. Someone Is willing to give me her NiSSAN matatu to use since she fees like she does not need it>>it needs insurance and TLB to be on the road and also inspection sticker and minor service, how can you assist me put it on the road?

    • Please apply online and we shall be able to advise.

      • Am runing a small business for a year now and i need a loan to expand my business,am an equity account holder.I would like to apply a loan of 400000KSH for the expansion of my business,help me to achieve my target.

  3. nelson mudi says:

    i need a loan to start a business , and i dont have capital tried talking to a bank they want a bank slip for the last six month which has been dormant ,the a mount is 1.200000 ksh

  4. MIRITI JOSEPH LAZARUS says:

    HIS IS GREAT NEWS.THEN L SHOULD APPROACH A COMMERCIAL BANK FOR MORE INFORMATION AND VENTURE INTO BUSINESS!!

  5. Chiengi Jack Otieno says:

    Currently parcipating in a small business of buying maize from kitale and selling them in my coutry Homebay,and iam a kcb account holder ineed a loan to expand it. Please your take on that.

  6. Do kwft have smes loan?

  7. Godfrey Ndambuki Mwongela says:

    I want to buy a second hand Nissan 14 seater worth 550,000 i have an account with family bank how can u assist me to get aloan from you plz advice on this

  8. hi my name is duke i hv a loan with equity i hv paid and remained the last instalment i need more what do i do.

  9. Elvis Omondi Onyango says:

    I am Elvis Omondi,27yrs old.An account-holder with Equity Bank. I’ve a garbage collection business in Kisumu started in 2010. Today,we serve over one thousand households @ a fee of Ksh 200 per month for every household.We have 27 employees currently.We would like to introduce other services to our customers I;e cloth washing,dry cleaning services and car-wash.For this vision to be a reality, i need ksh250,000 as capital.I would thank God much if Equity Bank would facilitate us with a loan of the mentioned amount.Today am serving a loan of ksh50,000 acquired from Equity Bank in October and i have re-payed back ksh23,900 and am planning to complete it in early February.I used the cash to purchase a vacuum cleaner for sofa-set and carpet cleaning.It was a loan acquired through a group but now i need to advance into individual loan in future.This is my 3rd loan from Equity Bank.Kindly help!…phone0716395802..

  10. musya mwanthi says:

    Hi, my name is musya mwanthi and am a equity and cooperative bank holder, am employed in an institution here in nairobi, and i want to start my own workshop, please kindly advise

  11. Requirements for business loan

  12. What are K. C. B. loan requirement for stating a business?

  13. Am a resident of kijabe and have a demand for 50 self contained rooms in the vicinity of the hospital I have a plot which can hold a four floors and needs a bank that will support meet this demand. how can we partner.
    Joshua 0722 44 57 13

  14. Am christopher iwant to start another bussiness,how can i apply your loan?

  15. Hi do u give loans to beginners?

  16. GIBSON OBIERO AMOLO says:

    PLS L HAVE A FISH BUSINESS WHICH BRINGS ABOUT 30K WEEKLY PLS HELP SET ANOTHER ONE AT GITHURAI NEXT TO NAIVAS SUPERMARKET L NEED ABOUT 100K FOR STOCK AND TO BUY A SECOND FRIDGE FOR STORAGE

  17. godwin korir says:

    i want to start a business and i would like to apply for the loan

  18. Hello, can someone listed with CRB get financing through this platform?

  19. how can i get kiva loan please i own a business and i want to expand it

  20. I have a new business that is currently making alot’s of money abroad called binary options which acts likes a one big hyper-cyber market for forex, stocks exchange, commodities like gold, silver and diamond and indices. All someone needs is to watch the trend and determine the correct trends either a rise or fall. I need to be funded in order to kick start this business also here in Kenya.
    Yours faithfully,
    David C. Kubai

  21. Job Wachira says:

    I have just applied for a business start up loan. How long will it take to get ua responce?

  22. Want to start a personal business but have no capital neither do l have an account with any bank am l legible for any loan

  23. stephen waweru nderi says:

    I applied for a loan got offer letter ,provided security but upto now facility not accessed
    Assist

  24. esther njoki kinyanjui says:

    Those loans uplift kenyans by far. I had a kcb loan in 2013 but i was blacklisted by CRB for a balance of 6sh i have tried to pay but its failed through mpesa. Can i still be eligible for a business loan now

  25. justus koyo mulu says:

    Hi am justus mulu and i want to start a business am able to get aloan of 100000

  26. Where can I get a loan if I have a young business which need financing

  27. josephat onchiri says:

    hello I do business with my stock ranging 500k,I need a loan of 1.8m,am having an account with barclays,CFC Stanbic and nic bank,have got a security a full plot,already established, can I get a loan?

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